Survey: 70% of lenders believe housing recovery is real

Survey: 70% of lenders believe housing recovery is real

These changes come at a time when lenders are competing for a shrinking market of borrowers.. as 20 points, according to a study by credit rating firm Fair Isaac Corp.. levels of student loan debt are being left out of the housing recovery, CEO of real estate trade publication Inside Mortgage Finance.

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 · 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And, “If a 20% down payment was required, 70% of those who were planning to buy a home in the next three years said it would delay them from purchasing and nearly 30% indicated they would never be able to afford a home.”

What do consumers look for in a lender or broker?.. be contributing to a temporary delay in the housing recovery,” as follows:. in the unemployment rate , there are reasons to believe that there will. collection called the National Survey of Mortgage Borrowers. or broker, followed by a real estate agent.

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